About me

After twenty years in Corporate Finance and IT, I sat down to work out whether I could stop working. It took far longer than it should have. Almost everything I read was either selling a product or too general to touch the real question. So I did the arithmetic myself: what our household actually costs, what our corpus could genuinely sustain, how much of it was even available to use. I got a good deal of it wrong before I started getting it right. That discovery later became my writing. I write about that work publicly now. I'm a regular guest contributor at Freefincal, where I've published articles on retirement, risk profiling, REITs, inheritance and the psychology of managing your own money. I also write a bi-weekly newsletter called The Silent Corpus, about money, behaviour and the gap between the two. I hold NISM Series X-A (Investment Adviser Level 1) and NISM Series XVII (Retirement Adviser). Level 2 is scheduled for December 2026, with a SEBI RIA application to follow. What I do here is teach. Book a session and I'll show you how the math works with real life example, so you can run it on your own. You'll leave with a method rather than instructions, which is the more useful thing to own. Not a SEBI Registered Investment Adviser. Educational sessions only: no portfolio reviews, no product recommendations, no commissions.