Most people in India buy health insurance once, feel relieved, and never open the document again. Then a hospital bill arrives. The claim comes back short, or rejected. And they realise the policy never worked the way they were told it did. That gap is what I work in. I'm an independent health insurance advisor. I don't sell policies. I'm not tied to any insurer. I take zero commission from anyone. That one fact is the whole point. I have no reason to push a product, so I can just tell you the truth about the one you already have. What I do is read documents. I'll tell you what your policy actually pays after the room rent limits, co-pays and sub-limits. Where you're exposed. What to fix. And if a claim has been rejected or short-settled, I'll read the letter, tell you honestly whether it's winnable, and show you how to fight it. Clause by clause, with the right deadlines. Around ₹30,000 crore of health claims were rejected in India last year. Most weren't fraud. They were technicalities buried in documents nobody was ever meant to understand. I started ClaimTrue to put that knowledge on your side of the table. Start with the guides below. If you want me to look at your own policy or a rejection, book a call. You'll get a straight answer either way.