Full Policy Audit: Every Policy You Hold

Most families don't have one insurance problem. They have four policies bought at different times by different people, and nobody has ever looked at them together.

This is that missing look.

🎯 Who this is for

1. You support parents and hold more than one policy
2. You have personal cover plus corporate cover and don't know how they fit
3. You suspect something is wrong across your policies but can't prove it

✅ What you get

1. A written one-page audit sheet, sent to you before the call
2. 45 minutes going through every policy line by line
3. A prioritised fix list afterwards
4. 7 days of WhatsApp follow-up for questions while you action the fixes

🔍 What I check

1. All six decision clauses on every policy: room rent, co-pay, sub-limits, waiting periods, exclusions, consumables
2. Your family's real total exposure, not the headline sum insured
3. Whether your structure is right: floater vs individual, base vs super top-up, parents separate or not
4. Waiting-period and moratorium status on each policy
5. The specific gaps your family's ages and history create

🕒 How it works

1. Book and upload every policy schedule and wording you have
2. I build your written audit sheet before we meet
3. We go through it together in 45 minutes
4. You leave knowing exactly what to fix first

🛡️ Why me No commissions. No policy sales. Just your documents, read properly.

Independent advisor. I do not sell insurance and take no commission from any insurer. This is education and document review, not legal advice and not insurance solicitation.