I’m Velmurugan Pachaiappan, a finance professional turned data enthusiast with over a decade of experience managing large teams and leading end-to-end financial operations for global clients at Cognizant. Over the years, I’ve developed strong expertise in: Credit Risk Analysis & Financial Modeling ETL and Data Integration (Ab Initio, SQL, Python, Power BI) Data Science Applications in Banking and Finance I specialize in helping working professionals transition from non-technical finance roles into data-driven career paths — from ETL Developer to Data Scientist, and from Credit Manager to AVP roles in top MNC banks (Barclays, Wells Fargo, JP Morgan). On Topmate, I provide 1-on-1 career guidance sessions focused on: ✅ Internal transfers within Cognizant ✅ Data science learning & project building ✅ Credit risk & climate risk career mapping ✅ Salary growth and onsite opportunities If you’re aiming for a high-paying, future-proof role in finance and data — let’s connect and design your roadmap!