Chartered Accountant and FRM with 15+ years of Post Qualification experience in Corporate Banking, Financial Analysis, Credit Risk Analysis and Credit Monitoring. Completed my Chartered Accountancy in 1st attempt in Nov 2003 and thereafter worked as Audit Executive with Lodha & Co. Did Special Audit, Internal Audit, Statutory Audit assignments at Lodha & Co. and then moved on to Banking Profile. Joined IndusInd Bank (Vehicle Finance Division) as Supervisor - Credit for West Bengal. Got hands-on experience on Retail lending and Credit assessment for vehicle finance customers. IndusInd Bank aroused my deep interest in Credit Assessment, Credit Risk analysis and Risk Management. My next calling was Wholesale Banking - RM and Credit Analyst at Export Import Bank of India (Exim Bank). In Exim Bank I learnt about trade financing, Project Loans, Corporate Credit Risk Assessment and Relationship Management. Currently, I am working as Zonal Head - South India in Credit Monitoring Group at ICICI Bank. Playing to my strength of Credit Analysis and Credit Monitoring, I have a portfolio of 1500 odd companies from various sectors with 14 reportees.