Hi, I'm Vishal Sharma, a fintech professional with 7+ years of experience in Merchant Onboarding, Risk Operations, Banking Operations, and Payment Gateway Solutions. I've worked with leading fintech organizations, including Unlimit, MobiKwik (Zaakpay), PayU, Worldline, and HDFC Bank, helping businesses streamline merchant onboarding, strengthen compliance, optimize risk processes, and improve operational efficiency. My expertise includes: Merchant Onboarding & Underwriting Pre- & Post-Onboarding Risk Payment Gateway & BIN Sponsorship Banking Operations & Acquiring Merchant Due Diligence & Compliance MCC Classification & Risk Assessment Process Automation (Excel VBA) SOP Creation & Process Optimization Team Leadership & Stakeholder Management Whether you're looking for guidance on payment gateway operations, merchant onboarding, fintech compliance, or building efficient operational workflows, I'm here to share practical insights based on real industry experience. Let's connect and solve fintech challenges together.