As Chief Risk Officer at Drip Capital - a leading fintech in trade finance and small business lending serving the USA, India, and Mexico - I lead a 30+ person team leveraging data analytics, machine learning, and generative AI to unlock working capital for small businesses worldwide. With 9 years of proven expertise in data analytics, risk management, and artificial intelligence, I specialize in credit risk, fraud detection, underwriting, and unsecured lending solutions that drive scalable growth. Proven Track Record in Fintech & Risk Leadership Pioneered quantitative models using data analytics and ML at Goldman Sachs as VP, Credit Risk, enhancing Marcus digital lending decisions for millions. Excel in multidisciplinary projects: trade financing, loan origination, risk servicing, collections, and compliance for small business lending and personal loans. Passionate about fintech innovation - delivering AI-powered risk analytics that mitigate fraud, optimize underwriting, and ensure regulatory compliance. Top Specialties: Underwriting, Unsecured Loans, Small Business Lending, Data Analytics, Risk Analytics, Machine Learning, Generative AI, Credit Risk, Fraud Risk, Trade Finance. Connect with me - whether you're a startup founder seeking a fintech risk advisor to scale your lending operations, or a student/early-career professional eager to launch your journey in risk management, data analytics, or AI. Startups: Get expert guidance on AI-driven credit decisions, fraud prevention, and trade finance strategies. Students & Early-Career Talent: Unlock insider advice on breaking into fintech. Book a free career chat to build skills in ML, generative AI, underwriting, and risk analytics or pursue your MBA, CFA, or FRM. Let's connect and fast-track your path to success!