UK Student Money Kit: 12 walkthroughs (PDF) with Venky (Venkatesh Dasari)

28-page PDF. Everything in it is free from the UK government. The problem is nobody tells you it exists. 12 chapters, each with: what it is worth, step by step (which website, which button), the exact words to use (copy-paste emails to the council and landlord, what to say at the pharmacy, the message to a recruiter), where it goes wrong, a Telugu one-liner for your parents, a tick-box checklist and the official source links. Chapters: 1 Council tax exemption (often £1,000+ a year) | 2 Tax refunds and the P800 letter | 3 Part-time pay, minimum wage from April 2026, holiday pay 12.07% | 4 NHS Low Income Scheme HC1/HC2 and prepayment certificates | 5 The sponsor register CSV consultancies sell you | 6 Deposit protection and getting up to 3x back | 7 National Careers Service free adviser and CV review | 8 Free courses: OpenLearn, Skills Bootcamps, library platforms | 9 Share codes and right to work | 10 Railcard, 18+ Oyster and stacking them | 11 The first 30 days in the right order | 12 The 20-hour rule and how students lose visas. Plus a 12-week plan. Written by a Telugu guy who came as a student, worked part-time jobs and is now a software engineer on a sponsored Skilled Worker visa. Priced so a middle-class student can afford it. Instant Google Drive link after payment. Information only, not immigration advice; mostly England. Contains public sector information licensed under the Open Government Licence v3.0. Checked 20 September 2026.