Free PDF: 12 things UK students overpay for with Venky (Venkatesh Dasari)

Free 2-page PDF. The 12 things UK students pay for that the government gives away free: council tax exemption, income tax refunds (P800), holiday pay, NHS Low Income Scheme, the sponsor register CSV, deposit protection, National Careers Service, free courses, share codes, Railcard + Oyster, the first-30-days list, and the 20-hour rule. One line each: what it costs you, and what to do. Checked against GOV.UK and NHS pages on 20 September 2026. Want the full step-by-step walkthroughs with exact emails, Telugu one-liners and checklists? That is the UK Student Money Kit on this page. Information only, not immigration advice. Contains public sector information licensed under the Open Government Licence v3.0.