I currently work at J.P.Morgan Chase and I am the India lead for APR and Fee Pricing Initiatives. At Chase, I handle the Risk and Profitability strategies around APR and Fees. -For APR, I devise new initiatives/strategies around how we can optimize the Revolve Interest Rates along different tiers across 36 Chase products. This comes with great collaboration with Risk and Card Acquisition Teams. -For Fee, I manage the fee portfolio of Late Fees, Penalty fees, Residual Finance Charge, Balance Transfer Fees, Cash Advance fees, and Forex Charge. I work on enhancing the NPS through fee refund strategies which simultaneously improves our Customer Service on call centres because of lower resolution time. I have worked with American Express as a Product Manager in the Product Personalization team. The team focuses on driving channel expansion along with maintaining higher profitability. My work revolves around delivering product strategies around identifying the pockets where the channel can focus on profitability and drive high growth potential. I have worked as a Senior Business Intelligence Analyst at Dell Technologies, Bangalore. With the help of advanced analytics, we provide recommendations to different departments of the company like finance, marketing, etc. I am a full time MBA from Department of Management Studies at IIT, Delhi with a keen interest in Business Intelligence, Analysis, and Management and Strategic Consulting. I have been a core member of Industry Interaction Committee at DMS, IIT Delhi. I have worked as a Chief Co-ordinator for the Silver Jubilee Reunion of Batch of 1991 and the Alumni Day 2015. Also, I am a Computer Science Engineer and possess keen interest in IT and Data Analytics. Also, I have pursued a 9 weeks internship at Dell Technologies in which I worked on Data Analytics and Business Intelligence to create a compiled Health Index Score to identify the distressed accounts and my work is currently under worldwide implementation at all Dell Solutions for Total Experience Management Solutions. I also possess interests in teaching through which I intend to create an impact on lives of people.