Portfolio Construction (ERGRT Framework) with Vaishali Garg

If you’re starting fresh or want to rebuild your portfolio the right way, this session focuses on creating a structured investment plan.

I use the ERGRT framework- Emergency, Risk, Goals, Retirement, and Taxation - to design portfolios that are aligned with your financial goals and risk profile.

The idea is to move beyond random investing and build a portfolio that is balanced, goal-driven, and sustainable over the long term.