Urmila Kandha is a global risk, audit, and regulatory transformation leader with over 25 years of experience across international banks, consulting, and technology-driven financial services. She has held senior leadership roles including Director – Technology & Internal Audit at UBS, leading enterprise-wide technology risk, operational risk, and controls transformation programs across cloud, data, third-party risk, and regulatory remediation. She advises boards and C-suite leaders on technology risk management, internal audit analytics, regulatory compliance, data privacy, cybersecurity, and Responsible AI. Her work spans global regulatory frameworks including Basel, PRA, FCA, MAS, FINMA, DORA, GDPR, and CCPA, with a strong focus on audit-ready execution and regulatory defensibility. A TEDx speaker, CNBC contributor, and Amazon bestselling author, Urmila is widely recognized for simplifying complex regulatory and technology challenges into clear, decision-oriented insights. She currently works as an independent advisor and educator, shaping future-ready risk and governance leaders worldwide. Topics #TechnologyRiskManagement #OperationalRisk #InternalAudit #AuditAnalytics #RegulatoryCompliance #DORA #Basel #FCA #MAS #DataPrivacy #ResponsibleAI #AIGovernance #RiskCulture #BoardRisk #FinTechRegulation #DigitalTrust #FutureOfAudit