Hi, I'm Tejas — an IRDAI-registered Life Planner based in Bengaluru. I help Indian families do two things really well: 🛡️ Get insurance right. Most people are either under-insured, over-paying, or stuck with the wrong product (ULIPs sold as "life insurance", health policies with hidden waiting periods, riders that drain premiums). I'll help you understand exactly what you need, compare the right options, and put a plan in place that protects your family without the upsell. 💳 Get more out of your money. Indian credit cards have become incredibly rewarding when used strategically. I've personally explored 9 countries — mostly funded by points and miles. I'll show you how to pick the right cards, transfer points to the right partners (HDFC, Axis, Amex, HSBC, Diners), and turn everyday spends into business-class flights and free hotel stays. My promise: every call ends with a clear, actionable next step.