Overall, 9+ years of rich analytics experience mainly in banking & financial services sector and credit risk analytics. I am Masters in Statistics and SAS certified analyst for regression and modelling. Experience in credit risk management, regulatory risk reporting, credit portfolio management, portfolio analytics, model validation/model monitoring, model development documentation template and visualization dashboards. Predictive Modelling using Binary logistic regression. Knowledge of advanced statistical and quantitative modelling skills (linear regression, Time Series Analysis (ARIMA/Exponential Smoothing), Markov Chain, CHAID/CART and other data mining/predictive modelling skills). Used tools like SAS Base/Advance, R, SQL, Qlik/Tableau. Strong understanding of retail products such as credit cards, mortgages, personal loans. Knowledge of Basel II, CCAR and CECL regulatory frameworks. Proficient in analyzing requirements, creating stakeholder relationship, and timely delivery.