17 years in Business Analysis, Change Management, Process Improvement, IFRS9, Stress testing and Regulatory Reporting. Actively involved in managing strategic analysis, innovation and opportunity identification Leading the Wholesale Stress testing Execution team responsible for delivering Group wide PRA, EBA, HKMA stress testing exercising. Also support all regional level stress testing delivery such as CBUAE, APRA e.t.c. Used to lead the Wholesale impairment reporting team of 5 which focusses on IFRS9 reporting Used to lead the Credit risk reporting team of 4 in Risk Hub India within RBS Insights generation and Analysis Managing Projects, coordinating and controlling the complex range of activities by clearly defining roles and responsibilities for the team In-depth knowledge of Retail and Wholesale products and reports. SME for wholesale stress testing process. In-depth knowledge of ECL, RWA estimation.