Digital Payment Expert with a deep skill set in Mobile and e-commerce payments with world-class payment companies. I have worked with the world’s leading payment companies to design, implement and validate their complex digital payment products such as Mobile payments utilizing NFC and QR codes or tokenizing payment credentials using EMVCo Specifications. During my career, I have also gained expertise in Project and Product Management as well as Vendor Program management which are required for any successful products. I have worked on Testing and Validating many payment products from ISO protocol validation to payment security scoring. A keen inventor with multiple patents filed covering areas like Augmented Reality and In-vehicle Payments etc. I am a team builder and enjoy bringing up people with varying skill sets also recruiting the best talents.