With 8 years of experience in Risk Analytics, Decision Science, and Growth Strategy, I specialize in building data-driven frameworks that drive growth while minimizing risk. At mPokket, I lead the Risk Analytics & Decision Science function for STPL, focusing on acquisition policies, portfolio optimization, and risk-based pricing to strengthen credit quality. I have a proven track record of improving retention, collections, and compliance through advanced analytics, automation, and product innovation—delivering measurable impact across growth, portfolio health, and operational efficiency. Passionate about leveraging data to balance scale with sustainability.