A results-driven leader with 18+ years of experience in BFSI, I specialize in building and scaling businesses across digital retail lending, education finance, trade finance, SME lending, and corporate banking. My expertise spans P&L management, team leadership, strategic alliances, and digital transformation, with a strong focus on driving innovation and operational excellence. As the CFO/COO of Neev Credit Ltd., I lead a next-gen, NBFC transforming fee financing to make education more affordable. I oversee business operations, strategic growth, digital initiatives, and cross-functional teams, fostering partnerships with Fintechs, Banks, and NBFCs to disrupt the lending ecosystem. Leadership Strengths: • Crafting and executing growth strategies aligned with long-term goals. • Building high-performing teams and driving a culture of innovation. • Developing digital underwriting platforms using AI/ML and alternative data. • Driving partnerships, co-lending, and B2B/B2B2C distribution models. • Ensuring robust risk frameworks for credit, underwriting, and collections. I thrive on creating impactful solutions, scaling businesses, and exploring emerging technologies like AI/ML and blockchain. Outside of work, I enjoy reading, playing badminton, and engaging with innovative startups and fintech ecosystems. I also create engaging content through my YT channels https://www.youtube.com/@sumitkhanna14 & https://www.youtube.com/@WiseWhisper4u Let’s connect to discuss opportunities to innovate and collaborate in the BFSI space.