Senior Technology Executive with 25 years of experience in establishing, providing product/engineering leadership and inculcating innovation to manage large co-located technology units in Banking (Core/Payments/Cards), Life Insurance, Agri-FinTech, Healthcare and Pharmaceutical domain. ➢ Currently developing Health-tech/Healthcare products at Dr. Reddys Lab in the areas of - Digital Condition Management (Diabetes, IBS, Psoriasis, Cancer, Pain management) to improve market penetration of core therapeutic drugs. - Out Patient Services for Insurance, Corporate & Retail customers providing Doctor, Diagnostics, AHC, Pharmacy, Mental Health & Health Coaching Services. ➢ Headed Digital Product Transformation & Innovation group at Fiserv India to develop/implement technology strategies in the areas of Cloud(Azure/AWS), Data Analytics, AI/ML, Blockchain, UI/UX, Intelligent Automation, DevOps/DevSecOps etc. utilizing home grown Garage model. Developing futuristic Product build & acquisition Strategy based on Emerging Fintech trends in the areas of Open/Embedded Banking, Hyper Personalization, Omnichannel UX, BNPL etc. ➢ Headed Technology and Product landscape for Dvara E-Registry Startup (incubated by Dvara Trust) across 3 product lines (Financial Services, FPO/Value Chain, e-commerce) and several research initiatives. Developed a digital platform providing FPO administration, FPO Farmer Lending (Business Correspondent), Farm Analytics, e-commerce to connect all Agricultural Value Chain stakeholders using a technologies like AI/ML, Remote Sensing, Cloud, IoT, Python, Mobile etc. ➢ Established and headed a Technology Centre of Excellence/Practice for Wells Fargo EGS. Provided end to end Program leadership including Technology Delivery, Technology Innovation, People/Partner/Vendor management, Finance, Recruitment, C&B, and Competency development. ➢ Provided strategic leadership for large technology initiatives as part of App Modernization strategy involving Java/dot Net, Microservices, Salesforce, PEGA, Azure, Pivotal Cloud Foundry, RPA etc. across Consumer Banking/Lending, Payments, Wholesale Banking and Capital Markets LoBs.