Hi, I’m Jency! 👋 I’m a mum who believes financial habits start way before our kids can count. I created the KACHING Allowance Binder before my little one even needs it — because I know how fast they grow, and I want to be ready. If you’ve ever thought “I wish someone taught me this as a kid” — this binder is how we make sure our children don’t say the same thing someday. 💙