1:1 Debt Management Psychology

Understand Triggers • Restructure Debt • Build Healthy Habits

Debt isn’t just numbers — it’s emotional. Shame, guilt, and avoidance often fuel debt cycles. In this session, we’ll unpack your relationship with debt, identify the emotional triggers that lead to overspending, and choose a repayment method (Snowball vs Avalanche) tailored to your psychology. The goal is to build a healthy, sustainable path out of debt.