Most Indians have no idea how much money they actually need to retire. This calculator tells you exactly that — in under 5 minutes.

The Wealth IQ India SIP & FIRE Calculator is a plug-and-play Google Sheets tool built for salaried professionals, freelancers, and young investors who are serious about building wealth. No finance degree needed. Just enter your numbers and let it do the math.

What's inside:

📈 SIP Calculator — Enter your monthly investment, expected return, and duration. Instantly see your future corpus, total wealth gained, and a year-by-year growth breakdown up to 30 years.

🔥 FIRE Calculator — Enter your current age, retirement goal, monthly expenses, and savings. The tool calculates your exact FIRE number (how much corpus you need), tells you if you're on track, and shows how much extra SIP you need if you're not.

💰 Lumpsum Calculator — Got a bonus or inheritance? See exactly how a one-time investment grows over 30 years with year-wise projections.

HOW TO USE IT ON GOOGLE SHEETS

Download the .xlsx file after purchase
Go to drive.google.com and sign in with your Google account
Click + New → File upload and select the downloaded file
Once uploaded, right-click the file → click "Open with Google Sheets"
Go to the SIP Calculator tab — enter your monthly SIP, expected return %, and duration in the yellow highlighted cells
Jump to the FIRE Calculator tab — fill in your age, expenses, savings, and goals
Your FIRE number and retirement status update instantly
Bookmark it. Update it every 6 months as your income grows.

⚠️ Only edit cells highlighted in yellow. All other cells contain formulas that auto-calculate.

Services

SIP & FIRE Calculator — (Google Sheets)

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