I’m a product builder at the intersection of financial infrastructure, data governance, and emerging technology, with over a decade of experience delivering high-impact solutions in global trading environments. From launching AI-powered P&L dashboards at Bank of America to designing ERC-3643-compliant smart contracts for tokenized bonds, I bring deep expertise in transforming complex financial workflows into intuitive, scalable products. I thrive on solving problems that sit at the crossroads of compliance, capital efficiency, and innovation—whether that’s automating Basel-aligned margin engines, streamlining liquidity stress testing for $3B+ portfolios, or co-designing financial tools for underserved communities through NGO partnerships. Currently, I’m focused on building infrastructure that supports the next evolution of credit data systems and programmable finance, while championing inclusion, transparency, and real-world impact. Let’s connect if you're exploring: • Credit market products or data strategy • Risk analytics, compliance tooling, or AI governance • Stablecoin infrastructure and on-chain financial design • NGO collaborations or mission-aligned product work I can be reached on my email: shivakumar.smitha766@gmail.com