Don’t be afraid to take the unfamiliar or difficult path. Sometimes, they are the ones that take you to the best places – Anonymous. Hi, I am Shruti Agrawal, Co-Founder of CAGRfunds, a 6+ year-old venture where we help individuals think about how to meet their financial goals. I started my career with J.P. Morgan and then moved to executing new ideas for M&M. Solving money problems for my friends and relatives was how I spent my leisure time. The several conversations that I used to have with people helped me realize my passion for this subject. A lot of my friends asked me to take up wealth management as a full-time profession. What started as a side project for me several years ago, is now something that I do for a living. Ever since we started, we have been clear about one thing – we are here to add value to lives and provide solutions to personal finance problems. We are here to help people become a better version of themselves. We take a lot of pride in being deeply aligned with our client’s interest. We cater to >1000 clients today and one glaring realization has been that very few of them are women. This means that very few women actually get involved in managing their finances. And this is where I would love to fill the gap. As one of the very few SEBI Registered Woman Financial Advisers in the country, I am extremely excited about the changing times. As of today, I help over 40 women to channelize their finances towards a journey of Financial Independence. Financial Planning is my forte and I feel a deep sense of satisfaction in making some real impact to lives. It was in March 2020, when we saw the markets crash for a few weeks, that some of my clients came back to me and said – “Shruti, our future depends on how you guide us”. As much as I was overwhelmed, it made me realize the role I play in human lives. Wealth Management or Financial Advisory is a job which entails huge levels of responsibility. And this one fact always keeps me grounded. I am a CFA Charter Holder and a volunteer with the CFA India Society. I am also a Speaker and I host webinars and workshops to spread awareness around personal finance. Despite the integral part that personal finance plays in our lives, it is completely missing from our academic curriculum, right from school to college. It is my mission to spread awareness and help individuals avoid financial blunders through guest lectures and workshops. In case you would like to get in touch with me, just email me: shruti.agrawal@cagrfunds.com | shruti.agrawal@cagrwealth.com