A lifelong student in the field of “data for decisioning”, Sharat’s learnings have come from his recent stints as head of analytics at companies like CRED, Ola Financial Services and epifi technologies. Prior to his executive roles at fintechs, he has worked extensively at FICO in their US and India offices delivering credit risk modelling and strategy projects across geographies including Americas, EMEA and APAC building solutions for lending lifecycle of various consumer products. He is a passionate admirer, enabler and beyond everything an honest and healthy critic/advisor of the power of data in organisations.