SEPA & ISO 20022 Starter Guide with Sunish Palackal

New to SEPA payments? This 29-page guide gives you a clear mental model of SEPA, SCT, SCT Inst and the payment lifecycle, plus the ISO 20022 messages that matter (pain, pacs, camt), explained by business purpose rather than memorisation. It also covers rejects and returns, reconciliation, requirements and acceptance criteria, QA test thinking, a worked case study, interview questions and a 30-day learning roadmap. Ideal for Payments BAs, Product Owners, developers, QA, operations and anyone moving into payments.