I have had the fortune to closely develop, design and explore payment rails across multiple geographies. I am also one of the architects of the platform that powers the all new Payzapp app by HDFC. I want to utilise this opportunity to share that knowledge such that as a community we can build better and faster Retail and B2B payments. In addition to that I invest a lot of time studying core networking, cryptography and storage engines. I have a deep interest in linear algebra but I lack the skills to comprehend the nuances of it. Building it along the way.