Technology executive with global experience in Financial Services and Retail, driving multi-million-dollar digital transformation and legacy modernisation initiatives. Established and scaled an AI Centre of Excellence (COE), delivering a roadmap of 5 high-value AI use cases across Digital, HR and Insurance to reduce operational costs and elevate customer engagement. Built and led high-performing teams (150+) and delivered a 30% productivity uplift and 17% improvement in delivery reliability through data-driven KPIs and strategic alignment of technology with business outcomes. Delivered a large-scale cloud transformation program, leading 70+ engineers to migrate 20+ critical banking applications and establishing GCP capabilities across the UK and India, achieving 60% annual cost savings. Defined and implemented multi-cloud operating models, built enterprise-grade data migration engines and regulatory reporting platforms, and proved the feasibility of enterprise-wide cloud adoption for top UK and global banks. Specialised in Digital Transformation, AI/Generative AI, AI Governance, Cloud Platforms (GCP, AWS, Azure), Scaled Agile (SAFe), Legacy Modernisation and Customer-Centric Digital Retail Banking. Key Skills & Expertise • Program Delivery: Large-scale Program Setup & Execution, OKR-driven Culture, Stakeholder Management, Global Delivery Strategy • Leadership & People: High-performing Team Building, Mentorship, Cross-functional Team Leadership, P&L Management • Digital Transformation: Agile Transformation, Legacy Modernisation, Cloud Infrastructure (GCP) • AI Strategy & Roadmap: Centre of Excellence setup, Agentic Flows, AI Governance, Responsible AI