I'm Saurabh, a payments and cards professional with 15+ years across the full card lifecycle — from card host migrations and issuer/acquirer integrations to EMV/3DS authentication, scheme compliance (Visa, Mastercard, Amex, JCB, UnionPay, RuPay), and PSD2/PCI-DSS regulatory strategy. I currently work as Director of Product at Mastercard, advising issuers, schemes, and PSPs on Mastercard's EMVCo-certified 3D Secure platform. Before this, I spent years in consulting at Capgemini and Atos, working on card host migrations, clearing & settlement platforms, and API-based payment integrations for banks and card issuers globally. I help people navigate the payments and cards world — breaking into the industry, prepping for interviews, making sense of scheme or regulatory requirements, or getting an experienced second opinion on a payments/cards problem. Book a call for a straight, no-fluff perspective from someone who's actually shipped this stuff. (Views and opinions shared are my own, not my employer's.)