I am a seasoned Principal Data Scientist at Kinara Capital, a leading NBFC with 133 branches and a track record of disbursing over 4000 crores in loans to the MSME sector. With a diverse and comprehensive scope of work, my role involves spearheading large analytical and modeling projects that contribute to making informed and swift data-driven decisions. I specialize in advanced analytics, modeling, and machine learning techniques, overseeing areas such as Risk Modeling, Lending Strategy Development, Bureau Score Analytics, Portfolio Risk Management, Collections Models, Fraud and Anomaly Detection, as well as broader analytics like HR Analytics and Sales Forecasting. I bring to the table a solid foundation with a BTech in CS from JEC Jabalpur and an MTech in Data Science from IIIT Lucknow. Prior to my current role, I honed my skills as a Data Scientist at Intel's Innovation Lab of Global Supply Chain, where I applied machine learning, data engineering, statistics, and data mining to address diverse business challenges. My experience extends to collaborating effectively with stakeholders, both internally and externally, ensuring seamless communication through written and verbal channels. Beyond managing my own projects, I actively contribute to the growth and development of my team by reviewing the work of junior members and providing guidance where needed. I am passionate about leveraging my expertise to drive impactful outcomes in the dynamic landscape of data science and analytics. Connect with me to explore opportunities for collaboration, knowledge sharing, and innovative solutions in the ever-evolving field of data science.