Complete Financial Planning —12 Sessions

This is not generic financial advice. This is a complete, personalised wealth building program built around your salary, your goals and your life stage.

Here's everything we cover across 12 sessions:

✅ Complete audit of your current financial health — income, expenses, loans and existing investments

✅ Goal mapping with exact rupee targets and timelines — retirement, house, children's education, car, financial freedom

✅ Emergency fund sizing and right insurance cover — term and health — before a single rupee goes into equity

✅ Monthly budget design using the 20% rule — so investing becomes automatic and painless

✅ Personalised SIP strategy — exact funds, exact split, exact amounts based on your age, salary and risk appetite

✅ Home loan planning — EMI to SIP ratio, optimal tenure, prepayment strategy and how to make your house effectively free through parallel investing

✅ Tax planning — 80C, 80D, HRA, ELSS, LTCG harvesting — every rupee you're legally entitled to save

✅ Children's future planning — education, wedding and milestone-based SIPs so you never need to take a loan

✅ Retirement roadmap — exact corpus, exact SIP, SWP strategy for monthly passive income for life

✅ Portfolio review and rebalancing every quarter

✅ Wealth protection — nominee, joint holding and what happens to your money if something happens to you

✅ Written financial plan after every session + WhatsApp support between sessions

₹14,999 for 12 sessions = ₹1,250 per session.

One session could save you lakhs in wrong fund choices, missed tax deductions and avoidable EMI interest.

This is for you if:

You're a salaried professional serious about building long term wealth not looking for stock tips or quick returns.

This is NOT for you if:

You want trading advice, stock tips or returns in 6 months & quick returns.