Product Manager with 7+ years of experience across digital lending, credit operations, real estate finance, and infrastructure. My core strength lies in building scalable, process-aligned digital products in high-stakes domains — from underwriting automation to collections, legal tech, and MSME lending. At Capri Global, I currently lead the Digital Lending and collections , shaping everything from onboarding UX, credit rule engines, and partner API integrations to LOS workflows and disbursal journeys. I also own the collections tech stack, legal workflow automation , and other impactful offereings— where I’ve driven GTM impact and scaling. Before Capri, I worked at HDFC Ltd and HDFC Bank, contributing to mortgage credit, project appraisal, and technical policy execution across North India. I supported digital transformation initiatives during the HDFC–HDFC Bank merger, gaining firsthand insight into how legacy systems, field processes, and centralized product teams converge during a major organizational shift. My career began at L&T Construction, where I managed planning and tracking for large infrastructure projects. Exposure to digital tools like Procube and geospatial monitoring systems gave me an early edge in tech-driven execution and cross-functional coordination. Across roles, my product thinking has been shaped by deep operational exposure — whether it’s resolving on-ground issues in field collections or redesigning document workflows for credit teams. I thrive on solving for execution gaps, translating field insights into platform features, and aligning product priorities with both business outcomes and user experience. Specialties: Digital Lending · MSME/Merchant Products · Collections Stack · GTM Strategy · Credit Automation · LOS/LMS · API Integrations · Platform Thinking · Stakeholder Alignment · Product Ops AI-powered prioritization models and automated Strategy Engines. 🎓 B.Tech – NIT Jalandhar | PGDBA – Symbiosis | Ex-HDFC | Ex-L&T | Present – Capri Global Let’s connect if you’re building the future of credit, tech-first lending, or scalable B2B financial products.Fian