Credit Risk Consultant with strong hands-on experience in statistical modelling and data-based storytelling. Developed CIBIL TransUnion Score. Designed multiple solutions focusing on customer life cycle management from a risk perspective. Developed multiple risk models for new acquisitions, portfolio management and collections. Helping clients to launch new products for consumer and SME lending. Familiar with Time Series Data Modelling, Regression Analysis, and Machine Learning. Proficient in R and SAS.