Uncovering BO/UBO in Private Limited Entities

Course Overview – Risknex UBO Certification

Tracing the Ultimate Beneficial Owner (UBO) is one of the most critical skills in the AML/KYC domain. Regulators worldwide — from FATF to local FIUs — require financial institutions to “know who they are really dealing with” beyond the legal ownership structure. Criminals often hide behind complex corporate layers, nominee shareholders, and offshore entities to disguise their true control over funds or businesses.

This Risknex UBO Certification is designed to give you practical, job-ready knowledge to identify and verify UBOs accurately. The course covers everything from ownership thresholds to special scenarios like trusts, joint ownership, and cross-holdings, and even includes a real-world case study that mirrors the complexity of interviews and on-the-job challenges.

You’ll learn to:

• Distinguish between legal ownership and beneficial ownership.
• Apply global standards for UBO identification.
• Spot red flags that signal potential money laundering or financial crime.
• Use ownership mapping tools, KYC utilities, and verification databases.
• Apply Enhanced Due Diligence (EDD) when high-risk indicators appear.

At the end, you’ll complete a practical quiz to test your skills. Passing earns you the Risknex UBO Certification, which you can add to your résumé, LinkedIn, or job applications to stand out in the competitive AML/KYC market.