Annual Budget tracker

CA Risha Lodha has a very calm and reassuring way of explaining things that instantly makes complex topics feel easier to understand. She’s patient, well-spoken, and extremely clear in the way she communicates, which made the entire experience very comfortable and engaging. What really stood out was how thoughtfully everything was presented from the slide deck to the overall structure and flow. You can genuinely see the effort, clarity, and intention behind her work. She creates a space where learning feels approachable instead of intimidating.

Risha is incredibly knowledgeable when it comes to finance, beginner-friendly in her approach, and truly a wonderful mentor to learn from!

I've been following @ca.rishalodha for a while and her content always felt genuinely useful — investing basics, CA career tips, Excel skills, all explained without being preachy. When she promised resources in DMs, I was a little skeptical (most creators don't follow through). But this toolkit proved me wrong. What's inside Budgeting Spreadsheet (2 versions) Track every rupee — income, expenses, and where you're actually overspending Financial Goals Calculator Set a goal, timeline, and savings rate — get a clear roadmap, not vague advice Step-Up SIP Calculator See how increasing your SIP by 10% yearly compounds into a dramatically larger corpus Money Personality Quiz Spender, saver, or avoider? Get strategies that actually match how you think about money Investment Basics Guide Mutual funds, SIPs, equities, asset allocation — explained in plain English, no jargon Every resource is practical and India-specific — not some generic Western finance template. If you're a student or fresher trying to build real money habits, this is exactly where to start. Solid follow, solid toolkit.