Hi, I am Harit! Nice to meet you :) I started exploring credit card rewards a couple of years ago, just trying to make the most of my everyday spending. What began as a curiosity quickly turned into a passion — and since then, I’ve been learning how to unlock travel experiences that once felt out of reach. From booking free flights and hotel stays to discovering the best ways to use points for real value, I’ve spent countless hours figuring out what works, what doesn’t, and how to make it all feel simple. While I’m excited to help you maximize your credit card points and miles, I’m not a financial advisor, and none of this should be construed as financial advice. Please make sure to do your own research or chat with a professional before making any big money moves. Let’s have fun with this, but always spend wisely! The intent is to convert everyday expenses—those we’d be making anyway, whether with cash, UPI, or other methods—into points and miles by simply shifting them to credit cards, and pay off in full as soon as possible. This way, we can earn rewards on purchases we were already planning to make, without the need to overspend just to chase points or incurring unnecessary fees in this endeavor. I am all about travel experiences with points and miles. If you're looking for cashback, shopping vouchers, or other non-travel-related redemptions, I might not be the right resource for you.