About me

With over 17 years in the payment industry, Ramesh holds a key role as the Director of Payment Solutions at Zeta Suite. He specializes in crafting innovative payment solutions, collaborating directly with founders, and influencing senior leadership. He excels in orchestrating top-notch payment solutions, transforming concepts into strategic realities with precision His core expertise lies in designing and architecting card issuing processing systems, from ideation to reality. He is also a passionate knowledge sharer and a FinTech YouTuber, hosting 'The Domain Podium' channel, where he offers tutorials and insights for fellow payment enthusiasts that simplify the complexities of card payment solutions. https://www.youtube.com/user/rameshchugh24 Recent Achievements Designed and Implemented Visa, MasterCard, Rupay ISO8583, Tokenization, QR Code Payments, Authorization, and Base II clearing systems from the ground up, which are now live and ensuring seamless operations in India & US. With comprehensive expertise in both Merchant Acquiring and Card Issuing, his proficiency spans the entire spectrum. On the acquiring side, he has been instrumental in solutioning and implementing diverse channels and acquiring switch for POS, ATM, E-commerce and more. And, in Card Issuing, He has orchestrated the intricacies of Card and Account Management Systems, Transaction Switch, Authorization, Clearing, and Settlement for both Domestic and International card networks, including VISA, MasterCard, Rupay, Amex, CUP, JCB, and more. His professional reach extends across the Middle East, Africa, Asia Pacific, Europe, Australia, and the US, where I've effectively engaged with and catered to clients including Banks, FinTechs, Financial Institutes, Exchange Houses, PSPs, and vendors.