Senior product owner/manager with 9+ years building fraud, identity, and platform products across fintech, loyalty, and enterprise domains. I currently own end-to-end fraud control infrastructure at Bread Financial (US market) — from vendor integrations (Alloy, Prove, Twilio) and real-time decisioning logic to mobile authentication flows and cross-platform delivery. The platform I built processes 5M+ applications, balancing fraud prevention with seamless customer experience. Before this, at Epsilon, I translated customer data into product requirements that drove a 57% increase in customer base and 20% revenue growth through loyalty product transformation for a global APAC client. What I bring to a product team: ▪ Product strategy & roadmap ownership — from vision to scaled execution ▪ Platform & API product design, especially vendor/third-party integrations ▪ Fraud, risk & identity domain expertise ▪ Agile/Scrum delivery—sprint planning, backlog ownership, OKR tracking ▪ Cross-functional stakeholder leadership across mobile, payments, and risk teams