Experienced Backend Software Engineer and Team Lead with 5+ years of expertise in designing and scaling multi-million dollar fintech systems. Currently leading Kuhoo's Loan Management System development, overseeing architecture design, API development, and INR 50 Crore portfolio migrations to deliver secure, robust financial solutions. Proven track record building mission-critical lending products including Term Loans (INR 250+ Crore revenue), BNPL, Cash Cards, and complex KYC verification systems. Skilled in end-to-end system design: requirement elicitation, high-level/low-level architecture, database optimization, and API specification. Expertise spans role-based access control, serverless architectures (AWS Lambda, DynamoDB, S3), microservices integration, and third-party API orchestration (HyperVerge, Digio, Signzy, Perfios, Karza). Master's degree in Computer Science and Engineering from NIT Goa with published research thesis in IEEE Internet of Things Journal. Technical strengths: Python, Django, PostgreSQL, serverless architecture, AWS cloud services, Docker, Kubernetes, Celery, Redis, DevOps, and backend optimization. Passionate about building scalable systems, mentoring engineering teams, and driving fintech innovation. Outside of work, actively engaged in stock market analysis, financial planning, and continuous learning to stay at the forefront of backend architecture and system design.