About me

It's 4 PM. A loan officer approves her 40th AI-recommended application today without really looking. Three weeks later it defaults — and no one can explain why. "Human in the loop" was true on paper, but a rubber stamp in practice. I help BFSI & healthcare companies build the missing safety architecture around AI — kill switches, real human oversight, audit trails — before a regulator asks the question first. Author, The Governed AI Factory (Aug 2026) · Founder, OvikAI Advisory LLP