Fintech | BFSI | Pharma | ConsumerTech | Aerospace | Strategy, Analytics & Investments | 5 Years of Experience I’m a strategy and investment professional with ~5 years of experience across fintech, BFSI, pharma, consumer tech, and aerospace, blending deep analytical skills with commercial thinking to drive growth, optimize EBIT, and assess scalable investment opportunities. At American Express, I collaborated with international market teams to design transaction authorization rules and credit risk strategies across key geographies. I created policy-led and model-driven risk controls to strengthen portfolio quality and led due diligence on major payment platforms (e.g., PayPal, Stripe), shaping strategies to manage high-balance exposure and improve transparency in merchant ecosystems. At Citibank, I designed an acquisition strategy for a $10M/month Citi-branded card portfolio, improving P&L forecasting during COVID volatility and driving a 5% EBITA increase. I enhanced financial models to boost NPV by 10% across five products and improved process efficiency by 20% through collaboration with finance, risk, and product teams. I also led MVP testing and product-market fit analysis for a cashback card, piloting adoption with 5% of the target base to inform full-scale rollout. At EY, I evaluated 100+ AI/ML-based InsurTech and FinTech startups, identifying investment-ready opportunities and product whitespace. My early experience at ZS Associates involved advising Fortune 500 pharma clients on GTM, segmentation, and salesforce sizing, delivering $80M+ in long-term cost savings. Most recently, I worked with HAWK Aerospace, where I supported fundraising and strategic partnerships with drone manufacturers, built investor-facing pitch decks, and led business/capacity forecasting for expansion planning. 🎓 MBA – IIM Bangalore | B.Tech. (Hons.) – IIT Dhanbad (Petroleum + CS Minor)