With over 10 years of experience in the corporate sector, I have built a strong foundation in Fintech, specializing in Data Science and Advanced Analytics. My career has spanned a range of high-impact roles where I have driven data-led decision-making, predictive modeling, and automation initiatives that have translated into measurable business outcomes. My core technical skills include Python, R (via RStudio), SQL, and various data visualization tools. I am proficient in applying machine learning techniques, statistical modeling to solve real-world business problems, particularly in risk analytics, customer segmentation, collections, credit scoring, and portfolio optimization.