IT professional for over 10+ years of work experience in office environments, having capability of handling both back-end and front-end, having varied skills and the ability to work with different people. I have ability to work in team with proficiency. • Part of designing INDIA's one of the biggest payment ecosystem UPI(Unified Payment Interface). • Design and develop the LIBRARY component for NPCI which is used by all the UPI Apps for UPI Payment including Phone Pe, Google Pay etc. • Design the Encryption Decryption Algorithm for all the UPI Payment related API's as well as Mobile Payment API's. • Design the Merchant Biometric & POS Solution including Biometric Payment using AEPS. • Work on Aadhaar Enabled Payment System (AEPS) for merchants transaction. • Integrating BNPL solution in Tata Neu • Integrating SIMPL solution in Tata Neu • Integrating Lazy Pay solution in Tata Neu • Having sound knowledge on the process of Refund/Reversal/Reconciliation.