I’m Navanita Dash, with more than 20 years of experience in Credit Appraisal & Operations, Customer Service, Retail Assets with a professional degree in Finance, the Masters of Finance & Control (MFC) Degree offered by Utkal University, 2001-2003, having cleared the NSE’s Certification for AMFI Mutual Funds Advisor’s Module as per AMFI guidelines, 2005 and Certified as IELTS Trainer with UFABER in June 2021 Diploma-in-Teaching-for-IELTS-and-PTE. Presently working as Congratulations Founder and Senior Credit Expert, Credit Solution Guru Full Time helping Banks / NBFCs / Customers / Commercial Entities to Resolve CIBIL Issues in Credit Bureaus Reports Online Trainer Freelance HOTS - WIZKLUB, Spoken English - Bodhisutra Diploma-in-Teaching-for-IELTS-and-PTE - Ufaber Previously working as Senior Associate Partner with Credit Help India Services Pvt Ltd for Odisha, handling resolution of Cibil report issues and improve the credit score and boost the credit for availing loans and credit cards and even job offers. Previously worked as Senior Manager, Client Servicing, Formsdotstar, Bhubaneswar at ctc 4.8 lacs p. a. Creanovation Labs ventue, FormsDotStar is an international technology company. Previously working with Axis Bank Ltd (previously UTI Bank Ltd) from 16/03/2007 – till 16/02/2015, at CTC of Rs. 4.71 lacs p.a., posted at NPC II Hyderabad as Manager, Loans Central Ops Processes - Priority Sector Lending (PSL) & Gold Loans, 14/07/2014 – 16/02/2015. Axis Bank Ltd, Retail Assets Centre, Bhubaneswar Departments handled- Operations & Customer Care, Retail Assets Products - 08/08/2010 – 12/07/2014, Personal Loans, Loan Against Shares & Cross sells - 13/12/2008 – 08/08/2010, Operations of Auto Loan & Personal Loans as Deputy Manager, 16/03/2007 – 12/12/2008. Previously worked as Branch Credit Manager, (Sr. Executive) GE Money (Previously GE Countrywide Financial Services Ltd.), Personal Loans, Bhubaneswar, since 17/01/2005 – 15/3/2007. Prior to that as Credit Processing Executive in ICICI Bank Home Finance Company (HFC) Ltd., 01/11/2004 – 14/01/2005. Prior to that I have 6 months work experience as Credit Operations Executive in ICICI Farm Equipment Business, reporting to Regional Credit Manager, ICICI Farm Equipment Business, Hyderabad, from 22/04/2004 – 31/10/2004. I possess adequate working knowledge of computers & can work independently on MS Office98, 2000 - MS Word, MS Excel & MS PowerPoint, MS Outlook, Internet. I can be reached Mob: 9937064212 / 9337064212 Email: navanita.dash@gmail.com / nimisworld4u@gmail.com