Risk Decision Model Developer Analyst II at Citi | Credit Risk & Decision Science | ML & AI Enthusiast I help organizations make smarter, data-driven decisions by building risk models, scorecards, and machine learning solutions. Currently at Citi's Branded Credit Card Acquisition team, I work on developing risk decision models that optimize customer acquisition while maintaining strong portfolio quality. My expertise spans credit risk modeling, predictive analytics, scorecard development, decision strategies, Python, SQL, machine learning, and AI applications. I am particularly passionate about applying advanced analytics and Generative AI to solve complex business problems and create scalable solutions. Whether you're looking for guidance on: * Credit Risk Modeling & Scorecards * Machine Learning & Predictive Analytics * Career Growth in Data Science & Risk Analytics * Python for Analytics & Automation * Transitioning into Credit Risk or Data Science Roles I'd be happy to share insights from my experience and help you navigate your journey. Always open to meaningful conversations around data, AI, risk analytics, and innovation.