A seasoned Product Manager with extensive experience in digital banking, fintech, and payment solutions, specializing in the end-to-end delivery of complex integrations and technology projects. Proficient in agile methodologies, particularly Scrum, with a strong track record of leading cross-functional teams across multiple geographies to ensure timely and smooth product releases. Key Expertise: Agile Project Management: Successfully managed the release and integration of various products using Scrum, including daily stand-ups, sprint planning, backlog refinement, and user story prioritization. Product Development: Adept at gathering and analyzing customer requirements, developing product roadmaps, and ensuring alignment with business goals. Experienced in crafting detailed product specifications and collaborating closely with development and QA teams. Stakeholder Management: Skilled in liaising with stakeholders to obtain sign-off on product specs, conducting UAT, and ensuring product readiness for market launch. Integration Projects: Demonstrated expertise in leading integrations for SAP Concur, Oracle ERP, ACH with Goldman Sachs, SEPA with JP Morgan, UPI PSP apps, and BBPS. Financial Technology: Experienced in managing digital payment projects, including eMandate Recurring Payments, UPI Autopay, and Payment Gateway integrations, with a focus on financial inclusion for underserved markets. Notable Projects: SAP Concur Integration for automating expense management. ACH and SEPA integrations with major banks like Goldman Sachs and JP Morgan. UPI PSP app integration with mobile banking platforms. Implementation of National Automated Clearing House (NACH) and Aadhaar Enabled Payment Systems (AePS) at NPCI. Tools & Technologies: JIRA, AHA for product backlog management. Confluence for documentation. Bizagi, Lucidchart, Visio for flowchart creation. Salesforce CPQ, SAP Concur for business processes.