22 years of Cummulative Work Experience in Banking and Telecom Industry with experience at following premier Brands ; HDFC Bank , DEUTSCHE Bank ,ICICI Bank , VODAFONE and RELIANCE JIO . Current Assignment is , Head- Credit Ops at Ninja Cart and designated Assoc. Director . Managed following roles ; PB, RM, Back up Branch Manager , Branch Manager , Zonal Manager (CS Ops) , Circle Retention & Relations Head , National Manager - CLVM & Retention and currently Head-Credit Ops. Current role profile; Manage credit operations embracing Due Diligence ( Screening, login, doc validation n verification) and Credit Underwriting ( Assessment,CPV of trade finance and lending services) Operated out of ; New Delhi , Uttar Pradesh ( Noida and Greater Noida ), Maharashtra (Mumbai ), Rajasthan ( Jaipur ) and Karnataka (Bengaluru) Postgraduate(Major-Finance & Minor -Marketing)from ICFAI Business School,Bangalore and completed Diploma in Business Finance from Institute of Chartered Financial Analyst of India , Hyderabad. Commerce (B.COM Honours)Graduate from SYDENHAM College,Mumbai and Schooling from BIRLA PUBLIC SCHOOL ,Pilani and St.Pauls'​,Kolkatta