Experienced data-driven professional with a proven track record in Credit Risk Modeling, Banking, and Financial Analytics. Proficient in Development, Monitoring, and Validation, with a strong focus on regulatory compliance, including Basel and IFRS. Skilled in SAS, SQL, Python, and data manipulation techniques. Passionate about data quality and championing its enhancement, I thrive in Agile project management, utilizing tools like Jira and Confluence to streamline collaboration. My ability to translate complex technical concepts into business context facilitates effective communication and decision-making. My journey includes shaping data for modeling, ETL processes, and developing Credit Rating engines. I've leveraged advanced analytics and data visualization tools like Tableau to provide actionable insights. Proficient in CI/CD pipelines and experienced in large cross-group projects. With a solid foundation in Corporate Action and Financial Analytics, I possess expertise in data cleansing, validation, and profiling, ensuring data accuracy and integrity. I'm poised for dynamic opportunities in the world of data analytics and management