About me

Hi, I’m a Data Science & Credit Risk professional with expertise in building predictive models, bureau scores, and analytics solutions for banks, fintechs, and credit bureaus across India, US, and other markets. My work spans end-to-end model development — • Logistic Regression, ML algorithms, scorecards • Reject inference, vintage analysis, segmentation • Feature engineering, IV/correlation/VarClus, stability checks • Model monitoring (PSI, CSI, Gini, KS) • Implementation, documentation & real-time model testing Key projects I’ve led include: ✓ Building an in-house SME lending score for a US fintech using weighted ensemble modeling ✓ Developing & refining bureau scores for consumer and commercial markets in India ✓ Designing client-facing tools like score cut-off selectors & risk indicator frameworks ✓ Improving project delivery efficiency by 85% ✓ Training and onboarding 15+ analysts in modeling techniques On Topmate, I help learners who want: • Clear understanding of “what algorithm to use when” • Step-by-step guidance on how real-world credit risk models are built • Help with interviews, analytics projects, and ML concepts • Mentoring for career transitions into Data Science / Risk Analytics If you want structured, practical, job-ready clarity — you’re in the right place.