I have 50 Lac plus of Capital, and i generate more than 18% CAGR
By using
1) FD
2) Debt Funds
3) Mutual Fund
I have learned the hard way that you have to take the reign of money in your hands and use different assets available to generate continuous return
You can do it safely if you have avoid emotional decision while investing and think rationally
Connect with me for any queries to give you personalized advise